
Customer Portal
Account ID:
Our Client:
Current Balance:
Settlement Amount to Pay:
Settlement Amount Paid:
Pay Online Now
If you wish to make a payment with your credit or debit card using our secure facility, press the continue button below (please note that if you use a credit card this may incur interest and fees and could potentially increase your overall indebtedness).
Alternative Methods of Payment
To see the ways in which you can make payments on your current balance, see our Help and Advice section. Please ensure that any payment you do make is affordable whilst maintaining your priority bills such as utility and mortgage payments.
Having Trouble Making a Payment?
If you are experiencing issues when trying to make a payment online, please Contact Us.
If you are currently unable to pay, consider visting our Help Page for advice.
Payment Accepted
Thank you for your payment, your account with us has now been paid, settled in full. No further payment is required.
Thank you for your payment.
Your payment authorisation code is:
Please Click this Link if you wish to view or download your statement or Click Here to view your current account details.
Unable to Make A Payment
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NAME:
Financial Info
Instructed Balance: | |
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Total Adjustments: | |
Total Paid: | |
Outstanding Balance: | |
Balance of All Linked Accounts: |
Personal Details
Name: | |
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Date of Birth: | |
Address Line 1: | |
Address Line 2: | |
Address Line 3: | |
Address Line 4: | |
Postcode: |
Account Details
United Kash Reference: | |
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United Kash PIN: | |
Client Reference: | |
Our Client: | |
Description: |
Subject Access Requests
Date Sent | Description | Download |
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Letters
Date Sent | Description | View or Download |
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We have not sent you any letters yet. Any future letters we send to you will be viewable here.
Unable to View Account Details
If this error is persistent, please try to Contact Us via an alternative method.
Please allow a few moments for your statement to be displayed. If it does not appear above then select the "Download Statement" button to save it to your computer. You can then open it in a program of your choice.
If you want to keep a copy of this statement for your records, select the "Download Statement" and save it to your machine.
Download StatementIf you are having trouble downloading your statement, please try to Contact Us.
Unable to Download Statement
If this error is persistent, please try to Contact Us via an alternative method.
Opening Hours
Monday - Friday | 8:15am - 6pm |
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Select Time
Callback Requested
Thank you for requesting a callback, an agent will be in contact at your specified time.
Callback Request Error
If this error is persistent, please try to Contact Us via an alternative method.
Please allow a few moments for your standing order mandate to be displayed. If it does not appear above then select the "Download Mandate" button to save it to your computer. You can then open it in a program of your choice.
If you want to keep a copy of this standing order mandate for your records, select the "Download Mandate" and save it to your machine.
Download MandateIf you are having trouble downloading your standing order mandate, please try to Contact Us.
Unable to Download Standing Order Mandate
If this error is persistent, please try to Contact Us via an alternative method.
Please fill out as many fields as possible. Please note that all amounts entered should relate to the total income or expenditure of that type for a month. Remember to save your income and expenditure by selecting the "Update Income and Expenditure" button at the bottom of this page.
Disposable Income:
Income and Expenditure Updated
Thank you. Your disposable income is now: .
Unable to Update Income & Expenditure
If this error is persistent, please try to Contact Us via an alternative method.
Current Balance:
Settlement Balance To Pay:
Disposable Income:
We require an Income and Expenditure form to be submitted before setting up an arrangement of less than per month, to continue and set up an arrangement using our secure facility click the button below.
Instalment Amount | |
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Payment Due | |
Frequency | |
Payment Method |
Make sure to send your payment for the next payment date of your arrangement. Visit our help page for more information on how to pay.
Click Here if you wish to view or download your standing order mandate.
Please Contact Us if you wish to update your payment plan or if you are about to miss a payment.
Your payment plan has a payment method linked. Money will be withdrawn at the next payment date.
Thank you for setting up a payment plan.
Your payment plan has no payment method linked. Please consider filling out the form below
to add a card to this plan and set up automatic payments.
Please Contact Us if you wish to update your payment plan or if you are about to miss a payment.
Please note that updating your payment plan may require you to relink your card if the existing card authentication amount is not sufficient to cover the new plan.
Link a Card to This Plan
Thank you, your card has been linked to the above arrangement
Link a Card to This Account
Please enter as many of your card details as possible. All bold fields are required.
Having Trouble Linking A Card to this Payment Plan?
If you are experiencing issues when trying to add a method of payment online, please Contact Us.
Having Trouble Creating a Payment Plan?
If you are experiencing issues when trying to set up a payment plan online, please Contact Us.
If you are currently unable set up a payment plan, consider visting our Help Page for advice.
Unable to Create Arrangement
Your balance is too low to set up an arrangement online. Please call us on to discuss your options.
The ability to set up an arrangement online has been disabled for this account. Please call us on to discuss your options.
Your disposable income is too low to set up an arrangement online. Please call us on to discuss your options, visit our Help and Advice section for guidance, or update your Income and Expenditure when your circumstances change.
If this error is persistent, please call us on to discuss your options.
Making a Payment
At United Kash we will provide you every means to make payment to us, quickly and securely.
Payment can be made to United Kash via any of the following methods;
Access our payment line by calling . Please note all payments made via this method will be taken in British Pounds Sterling.
Manage your account and Pay Online Now by selecting the options down the left hand side of this page. You will need your letter to hand for your log in details.
Make a cash payment into our bank account by visiting any branch of the Barclays Bank Limited and making a deposit into our account;
- Account Name: United Kash Limited
- Account No: 23385760
- Sort Code: 20 44 51
Remember to quote your reference number on the transaction.
Make a payment via bank transfer by setting up a Faster Payment or Standing Order to;
- Bank: Barclays Bank Limited
- Account Name: United Kash Limited
- Account No: 23385760
- Sort Code: 20 44 51
Remember to quote your reference number on the transaction.
Make a payment via bank transfer by setting up a Faster Payment or Standing Order to;
- Bank: |ukl input|
- Account Name: |ukl input|
- Account No: |ukl input|
- Sort Code: |ukl input|
Remember to quote your reference number on the transaction.
I Have Multiple Debts and Need Advice
You can contact the following not-for-profit organisations for free, confidential, and impartial debt advice, or for details of where to get such advice in your area.
PayPlan
United Kash are proud supporters of Pay Plan and you can contact them for free, confidential and impartial debt advice either by visiting their website at www.payplan.com or by calling 0800 917 7823.
Citizens Advice
For advice and information on debt and other topics, visit your local Citizens Advice Bureau (address in the phone book) or go to
www.adviceguide.org.uk
Money Advisor Network
The Money Adviser Network offers free debt advice backed by MoneyHelper.
Provide your contact details in confidence and we'll connect you with a qualified
and regulated money advice provider so you can get back on track. Visit
www.adviser.moneyhelper.org.uk
for more information.
National Debtline
If you live in England, Wales, or Scotland phone 0808 808 4000 or visit www.nationaldebtline.org for debt advice and information.
Advice NI
If you live in Northern Ireland, visit www.adviceni.net/advice/debt,
or email debt@adviceni.net for debt advice.
AdviceUK
Member centres offer debt advice including specialist advice for minority communities and people with disabilities. For further
information phone 0300 777 0107
StepChange Debt Charity
For debt advice throughout the UK phone 0800 138 1111 or visit www.stepchange.org
Money Advice Scotland
The Money Adviser Network offers free debt advice backed by MoneyHelper.
Provide your contact details in confidence and they’ll connect you with a qualified
and regulated money advice provider so you can get back on track.
Visit
www.adviser.moneyhelper.org.uk for more information.
Glossary
Please refer to the below if you need any help understanding the terminology on our website.
Support for Gambling Problems
GamCare
GamCare is the leading UK provider of free information, advice and support for anyone harmed by gambling. Should you require support for a gambling problem please visit their website at www.gamcare.org.uk or contact them on 0808 8020 133
National Energy Action
Working across England, Wales and Northern Ireland, everything the NEA does aims to improve the lives of people in fuel poverty. They directly support people with energy and income maximisation advice and they advocate on issues including improving the energy efficiency of houses. Should you require their support, please visit their website https://www.nea.org.uk or contact them on 0800 304 7159
I Wish to Make a Complaint
As an ethical and professional credit management organisation, we take our responsibilities very seriously. United Kash are members of the Credit Services Association and abide by the code of practice, which can be viewed here: https://cdn.ymaws.com/csa-uk.site-ym.com/resource/resmgr/docs/code_of_practice/code_of_practice.pdf
We adhere to the standards and guidance set out by the Financial Conduct Authority source book, CONC.
We also hold an FCA Consumer Credit Licence (licence no. FRN 672388) and are registered with the Information Commissioners Office under the Data Protection Act registration no.Z1854656.
Please see the following document for further details on our complaints policy: https://online.unitedkash.com/uklCustomer/resources/ComplaintsPolicy.pdf
If you have been unhappy with the level of service you have been provided by United Kash please either email us including all details of your complaint, and your reference number, ensuring you mark the subject header on your email as COMPLAINT to customerservice@unitedkash.com or alternatively write to us at:
- United Kash Limited
- Business Centre West Road, Ransomes Euro Park
- Ipswich
- England
- IP3 9FJ
Please always quote your reference number on any correspondence.
If more than eight weeks from the date of your complaint has passed and you haven’t received a final response, or you are dissatisfied with the final response you receive you can contact the Financial Ombudsman Service. Their contact details are:
- Address: Financial Ombudsman Service (FOS), Exchange Tower, London, E14 9SR
- Website: www.financial-ombudsman.org.uk
- Tel: 0300 123 9 123 (calls to this number cost no more than calls to 01 and 02 numbers) 0800 023 4 567 (calls to this number are now free on mobile phones and landlines)
- E-Mail: complaint.info@financial-ombudsman.org.uk
I Can't See an Answer to my Question
No problem at all! The United Kash team are on hand to answer any other questions you may have.
Simply call us on or email us at customerservice@unitedkash.com.
Visit our Contact Page to view other ways of contacting United Kash and for our opening times.
Opening Hours
Planned Exceptions
Contact Details
Web Chat | Click Here to Chat |
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Telephone | |
customerservice@unitedkash.com | |
Post |
United Kash Limited Business Centre West Road, Ransomes Euro Park Ipswich England IP3 9FJ |
Version Control
This policy was last reviewed and updated on the 23 January 2025.
Introduction
United Kash Limited ("UKL", "we", "us", "our") is a company trading and approved under the Financial Conduct Authority under FRN 672388 and is committed to protecting and respecting privacy.
Data Controller
United Kash Limited
Registered number Z1854656.
Executive Suites, Gamma Terrace, West Road, Ransomes Euro Park, Ipswich, IP3 9FJ
Phone: 01473 372212
Email: customerservice@unitedkash.com
Website: www.unitedkash.com
This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. This also includes any data we collect from customers and how we process it.
Identifying and Managing Risk
UKL is committed to providing a good service to consumers and treating them fairly. However, it is not always possible to reach a definitive view of what certain provisions of law and/or regulation mean. In those circumstances, UKL will have to decide on the level of risk it is prepared to assume and how any risks may be mitigated. To do this, United Kash Limited will do the following:
- Identify the risk: Review subject matter in light of the legislation and regulation and identify any areas that may not satisfy the requirements or where compliance may be ambiguous.
- Establish the potential effect of the risk: identify what the effect of the risk arising would be. For example, would it lead to consumer detriment? Would it lead to the commission of an offence or breach of other regulatory obligations? How serious would those breaches be? If there is any doubt as to how serious the consequences of the risk would be or if the risk (in terms of regulatory risk or reputational damage) is significant, then legal advice should be sought.
- Mitigate the risk: Consider what action could be taken to minimise the effect of the risk. Once mitigating steps have been identified, they should be agreed with the Managing Director and implemented.
- Record the risk: The nature of the identified risk and mitigation strategies should be recorded using the Risk Register.
Areas Where Data is Collected
We collect the following categories of personal data:
- Identity Data: Full name, date of birth, national insurance number.
- Contact Data: Address, email, phone number.
- Financial Data: Bank account details, payment history, outstanding balances.
- Employment & Income Data: Employer details, salary, benefits.
- Credit & Debt Data: Credit reports, debt history, loan agreements.
- Communication Data: Records of calls, emails, and chat interactions.
- Technical Data: IP address, device ID, browser type.
- Marketing Preferences: Your preferences for receiving marketing communications.
How We Collect Your Data
We collect data directly from you when:
- You apply for a loan or debt repayment plan.
- You communicate with us via phone, email, or online chat.
- You make payments to us.
- You use our website or online portal.
We also obtain data from third parties, including:
- Credit reference agencies (Experian, Equifax, TransUnion).
- Debt collection agencies.
- Financial institutions.
- Publicly available sources (e.g., Companies House, electoral register).
Legal Basis for Processing Your Data
We process personal data under the following lawful bases:
- Contractual Necessity: Request a copy of your personal data.
- Legal Obligation: To comply with UK laws, including financial regulations and anti-money laundering laws.
- Legitimate Interests: For fraud prevention, debt recovery, and service improvements.
- Consent: For marketing communications (where applicable).
How We Use Your Data
We use your personal data for the following purposes:
- Managing your account and processing payments.
- Conducting affordability assessments and credit checks.
- Contacting you about overdue payments and repayment options.
- Complying with regulatory and legal obligations.
- Preventing fraud and financial crime.
- Improving our services and website functionality.
- Sending you marketing communications (if you have opted in).
Your Data Protection Rights
Under UK GDPR, you have the following rights:
- Right to Access: Request a copy of your personal data.
- Right to Rectification: Request corrections to inaccurate data.
- Right to Erasure: Request deletion of your data (subject to legal retention requirements).
- Right to Restriction: Request limited processing of your data.
- Right to Data Portability: Request transfer of your data to another provider.
- Right to Object: Object to processing for marketing or legitimate interests.
- Right to Withdraw Consent: Withdraw marketing consent at any time.
- Right to Complain: File a complaint with the ICO if you believe we have mishandled your data.
To exercise these rights, contact us at customerservice@unitedkash.com
Sharing Your Data
We may share your data with:
- Credit Reference Agencies - To perform affordability and credit checks.
- Debt Collection Agencies – If your account is in arrears.
- Regulatory Bodies – Such as the FCA, ICO, and HMRC.
- Service Providers – Including IT service providers, payment processors, and legal advisors.
- Law Enforcement – If required for fraud prevention or legal investigations.
We do not sell your data to third parties.
Data Retention
We retain personal data for as long as required to fulfill and meet contractual and legal obligations:
- Financial Records: Retained for 6 years after account closure to comply with FCA and HMRC requirements.
- Call Recordings: Stored for 12 months for training and compliance purposes.
- Unsuccessful Applications: Retained for 12 months to prevent fraud and duplicate applications.
- Marketing Preferences: Stored until consent is withdrawn.
Automated Decision-Making and Profiling
We may use automated decision-making in the following areas:
- Credit Risk Assessments: Using data from credit reference agencies to evaluate creditworthiness.
- Fraud Detection: Identifying and flagging suspicious transactions.
- Debt Recovery Actions: Assessing repayment plans based on financial data.
If you object to automated processing, you can request a manual review.
Cookies and Website Tracking
We use cookies to improve website functionality and user experience. You can manage cookie preferences via your browser settings. For more details, visit our Cookie Policy.
Marketing Communications
We will only send marketing communications if you have opted in. You can opt out anytime by:
- Clicking the "unsubscribe" link in our emails.
- Contacting us at customerservice@unitedkash.com.
Data Protection Officer
Under the Act only Public Authorities or companies who process special forms of data have a requirement to have a Data Protection Officer. However, we should appoint someone who is in charge of all Data Protection issues and compliance and who is happy to liaise with the ICO. We should record this appointment and have regular meetings in relation to Data Protection compliance.
We should record this appointment and have regular meetings in relation to Data Protection compliance.
This person is Neil Webb.
International Transfers
If we transfer your data outside the UK, we ensure it is protected by:
- Adequacy decisions (for countries deemed safe by the UK government).
- Standard Contractual Clauses (SCCs) approved by the ICO.
- Other appropriate safeguards in compliance with UK GDPR.
Information Commissioner’s Office
If you have any concerns about how we process your data, you can contact our Data Protection Officer (DPO):
- Email: dpo@unitedkash.com
- Phone: 01473 372212
- Address: United Kash Limited, Ipswich, IP3 9FJ
You can also contact the Information Commissioner’s Office (ICO):
- Website: www.ico.org.uk
- Phone: 0303 123 1113
Changes to Our Policy
Any changes we may make to our policy in the future will be posted on our web page and, if appropriate, notified to customers by email.
Contact
Questions, comments, and requests regarding this Data Protection and Privacy Policy are welcomed.
Monitoring the Policy
It is the responsibility of the Management Team to ensure this policy is effective through monitoring and complaints procedures. All colleagues dealing with customers have a responsibility to read, understand, and implement this policy.
1. Introduction
Please read these Terms and Conditions carefully before accessing or using the various United Kash Limited (UKL) websites (collectively, the "Website"). The use of this Website is subject to the terms and conditions set out below. A number of United Kash services are available through this Website, and specific contractual terms apply to each of these services. Nothing on this Website shall constitute an offer by United Kash to provide any services to any person accessing this Website.
By accessing this Website, you agree to comply with these Terms and Conditions. United Kash reserves the right to alter these terms and conditions at any time. Where changes are made, we will take reasonable steps to notify users of any material changes. Continued use of the Website after such changes shall constitute acceptance of the updated terms and conditions.
2. Intellectual Property Rights
The contents of the Website are protected by international copyright and trademark laws. The owner of the copyright and trademarks is United Kash Limited. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any material on the Website, including text, graphics, code, and/or software, except for personal, non-commercial use. Any use of content must retain all copyright or proprietary notices.
United Kash is a registered trademark of United Kash Limited. Other products or company names mentioned on the Website may be trademarks of their respective owners. Nothing in these Terms and Conditions grants you any license or right under any trademarks, names, or logos of United Kash or any third party.
3. Disclaimer
Except as provided under specific contractual terms for United Kash services, we do not guarantee the completeness, timeliness, or accuracy of any data, programs, or information on the Website. The Website and its content are provided "as is," without warranties of any kind. United Kash does not guarantee that the Website will be available without interruption or that it is free from errors, viruses, or other harmful components. Users access and use the Website at their own risk.
Nothing in these Terms and Conditions shall limit or exclude United Kash's liability where such limitations are not permitted under UK law, including liability for fraud, fraudulent misrepresentation, death, or personal injury caused by negligence.
4. Link Policy
You are granted a limited, non-exclusive right to create a hyperlink to this Website, provided such a link does not misrepresent United Kash, its affiliates, or its products and services. This right may be revoked at any time. You may not use framing techniques to enclose any United Kash trademarks, logos, or proprietary information without prior written consent.
The Website may contain links to third-party websites. United Kash does not control these sites and is not responsible for their content. The inclusion of any links does not imply endorsement of the material contained within these third-party sites.
5. Confidentiality and Data Protection
Any comments, suggestions, or materials submitted to United Kash (collectively "Feedback") shall be deemed non-confidential unless otherwise agreed. United Kash reserves the right to use, reproduce, and distribute such Feedback without limitation, except where restricted by law.
If Feedback contains personal data, it will be processed in accordance with our Privacy Policy and UK GDPR regulations. We will not publicly disclose your identity or Feedback without your consent, except where required by law.
6. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or related to these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of England and Wales.
For any questions regarding these Terms and Conditions, please contact United Kash at customerservice@unitedkash.com.
Request Your Details
Please enter your details in the adjacent form. If we have any open accounts that match the details given, we will send you the United Kash Reference Number and PIN for the relevant account. We will text you the details if you supply your mobile number, or email them to you if you enter your email address.
If you cannot find your details via this form, please call us on and one of our agents will be able to assist you in retreiving your details.
Request for Details Has Been Sent
You should receive them shortly.
If you do not receive your login details, then please call us on and one of our agents will be able to assist you in retrieving your details.
Once you have recieved your log in details, please click here to log in.
Who Are United Kash?
United Kash Limited have been actively involved in regulated consumer debt purchase since 2015, we have established an enviable reputation for high quality compliant customer engagement that exemplifies the gold standard in compliant financial practice, steadfastly adhering to the strict regulations set forth by the Financial Conduct Authority (FCA).
We have gained an unrivalled reputation for ethical, complaint recovery, and excellent customer engagement. Renowned for our approach to forbearance, United Kash sets itself apart by handling customers with empathy and understanding, fostering trust and loyalty. The bedrock of United Kash's operation is its focus on affordability, through rigorous affordability assessments with our customers, we ensure that payment plans are sustainable, realistic and manageable for every customer.
The management team has decades of relevant experience of dealing with all aspects of compliant customer engagement, debt recovery and debt purchase in the UK. We are approved and regulated by the FCA and are also members of the Credit Services Association.
Using This Website
The website will allow you to view more details concerning your account with our client and view all of your options to resolve the matter. By logging into the website you can make payment to clear your account, update your income & expenditure, make a payment offer, request a call back, or tell us of any dispute you may have that is stopping you making payment.
The website is quick and easy to use, so why not try it today.
First of all you must ensure you have your letter to hand as this contains all of the information you will need to access your account.
Simply click the menu icon at the top left of the page to open the menu, where you can then Log In, View Your Account Details, and Make A Payment.